Find how easy to get a housing loan from Deutsche Bank. You’ll find the partner you need to make your future dream home come true. All our efforts work towards putting your dream home within your reach. Whether it’s purchasing a new house, moving from a rented property to your own or renovating your existing home, Deutsche Bank has a wide range of home loan options* that are specific to your needs.

The loan amounts up to Rs. 5 crore and the tenure is from 5 years to 20 years. You can choose between a fixed and a floating interest rate for your loan. Also, with attractive interest rates and savings on taxes, a db HomeLoan gives you complete peace of mind.

Features :-

• Customized loans: Range of home loan options to suit your varied needs
• Easy documentation: Avoid the hassle of multiple documentation requirements
• Loan against property: Unlock the value of your home
• Balance Transfer option: Transfer your high interest loan from any other bank to Deutsche Bank
• Interest calculated on a monthly reducing balance: Pay less by paying interest only on the reducing principal amount
• Easy eligibility criteria: Applying for a loan just got simpler.

Fees :-

Processing Fees	:	0%
Administration Fees	:	Up to 1% of loan amount
Default Interest Rate	:	24% per annum
Loan Prepayment Penalties	:	Fixed rate loan: 2% penalty on amount prepaid
Stamp Duty Charges	:	Depending on local regulations and on the type of mortgage
Document Retrieval Charges	:	Rs. 500

Eligibility :-

Minimum Age	:	23 years
Maximum Age	:	65 years or retirement, whichever is earlier
Minimum Gross Annual Income	:	(Rs) 100,000
Minimum stay at current residence	:	1 year

Documents :-

Passport	Photo PAN Card	Defence/Govt ID Card
Voter's ID Card	Driving License	Telephone Bill (landline)
Electricity Bill	Birth Certificate	Life Insurance Policy or premium receipt clearly stating age/DoB